Smarter Loans is a platform that connects lenders with businesses seeking funding. They offer a variety of financing options, including business loans, equity financing, and access to business grants. Their platform also supports the Canada Small Business Financing Program, a government-backed initiative that shares the risk with lenders, making it easier for small businesses to secure loans. In essence, Smarter Loans provides lenders with a diverse pool of potential borrowers and facilitates the lending process.