Approved Vendors
Best in class vendors for Canadian lenders
990 Capital Management 
990 Capital Management Inc. (“990 Capital”) specializes in developing securitization and structured finance strategies for issuers looking to fund growth or expansion plans, make acquisitions, or refinance existing debt. These structured debt capital solutions provide borrowers with access to a wider range of financing options than may otherwise be available through traditional banking channels and can help to optimize client’s capital structures and manage risks effectively.
AAREA
AAREA provides outsourced loan administration to private lenders, syndicates and private credit funds in Canada. Our comprehensive loan servicing platform includes: customer service for borrowers, payment processing, borrower and lender reporting, default management, payoffs, loan modifications, regulatory compliance and reporting.
Amazon Web Services (AWS)
Amazon Web Services provides a highly reliable, scalable, low-cost infrastructure platform in the cloud that powers hundreds of thousands of businesses in 190 countries around the world. With data center locations in the U.S., Canada, Europe, Singapore, and Japan, customers across all industries are taking advantage of their low cost, elastic, open and flexible, secure platform.
Apex Innovative
Apex Innovative Investments Ventures, an affiliated multi-venture capital firm of Apex Innovative Ventures (VCC), surpasses conventional practices by providing entrepreneurs with the support of a global ecosystem. The Apex VC fund is available for amounts up to 25 million.
Applied AI
Advanced intelligence where you need it most! If you are a lender who is looking to grow your business while operating more efficiently, then we have the solution for you. We are a Canadian software development company that can provide you with modern technology tools based on a Military grade secure platform. Applied LMS uses advanced intelligence from hundreds of data points. Automation can take away the guessing and minimize operation costs and delinquency. Faster approvals, faster disbursements, faster profit growth.
Arbor
Arbor's sustainability dashboard enables banks to provide their clients with a view into the environmental impacts associated with their equipment. This automated life-cycle reporting system works across all industry sectors and is tailored to match an organization's unique sustainability needs. Arbor helps banks and financial institutions by providing tools to comply with existing and new legislation, report internally and externally on environmental impacts more effectively, and enable more robust green evaluation criteria in offsetting equipment use and benchmarking overall environmental performance.
Aryza
With over 100,000 loan applications processed daily, Aryza's robust systems and industry expertise manage over $14 Billion Canadian Dollars in live lending, supporting over 300 lenders globally to offer seamless project management and integration. With a customer base spanning more than 1,250 customers in twelve countries across EMEA, North America, and Australasia, Aryza offers global flexibility and a commitment to growth and innovation. With a dedicated team of over 500 employees and a wealth of combined industry knowledge and experience exceeding an impressive 200 years, Aryza is proud to have a rich heritage of being a trusted partner for lenders and brokers worldwide, delivering award-winning automation for all aspects of loan origination.
Axess Law
At Axess Law, our number one priority is WOW customer service. With locations across Ontario and a team of over 75 people, Axess Law has been providing real estate legal services to lenders, mortgage brokers, and homeowners for over 10 years. We have a growing percentage of Canadians struggling to access the simple real estate legal services they need. Non-transparent pricing, inconvenient working hours, and inaccessible locations led us to create Axess Law. To address these common pain points, we offer 24/7 access to our real estate legal services across Ontario, a price match and price guarantee, virtual and mobile signing, and a web-based portal available to our clients and partners to track key milestones.
Balance
Balance is Canada's largest digital asset custodian. Our solution powers financial services companies such as over-the-counter trading desks, exchanges, lenders, and ATM networks. The assets are kept safe on specialized hardware and kept fully offline in geographically distributed bank-grade vaults that are access-controlled, monitored, and guarded 24/7. Warm infrastructure is available for clients who need to generate, sign, and broadcast transactions immediately on demand.
Bayne & Company
Established in 1987, Bayne and Company Ltd. offers a wide range of services and solutions all designed to assist your company achieve its strategic and inspired goals. Bayne and Company Ltd. works with consumer and commercial lenders looking to become more efficient, automated, and streamlined, with a better return on investment, in existing and new revenue streams.
BLG
As Canada’s largest full-service law firm, Borden Ladner Gervais LLP (BLG) delivers comprehensive legal solutions and an exceptional client experience for domestic and international clients across more practice areas and industry sectors than any other Canadian firm. With a multidisciplinary team of lawyers and other professionals, BLG serves the legal needs of clients, providing comprehensive legal solutions and an exceptional client experience. With five offices in Canada’s largest city centres—Vancouver, Calgary, Toronto, Ottawa and Montreal—BLG offers clients an established national presence and a global reach through BLG’s international network.
Brim Financial
Brim Financial is a fully integrated platform that delivers real-time innovations for finance globally. Financial institutions, fintechs, commercial operations, and merchants looking to re-platform financial services can launch or elevate customer experience and engagement with our end-to-end comprehensive PaaS.
Carbonhound
Carbonhound is a fast-growing, turnkey platform that reduces the technical and fiscal barriers for small and medium-sized businesses to take climate action. We have helped over 75 organizations reduce and measure their environmental impact without hiring climate experts or paying steep consulting fees. Together, backed by the latest international standards, Carbonhound and its clients are taking decisive action against climate change.
Carfax Canada
CARFAX Canada empowers millions of Canadians with insights to make better vehicle decisions. They provide integrated vehicle history and valuation data solutions that drive better decision-making and improved business results for their customers. CARFAX Canada has recently brought several lender-specific solutions to Canada based on proven results that their counterparts at CARFAX U.S. have seen with some of the largest lenders in the United States.
Cassels
Cassels offers one of the largest business law practices in Canada, advising clients from start-ups to multi-national organizations – across the street and around the world – and we are consistently cited as market leaders by such authorities as Chambers, Lexpert, and Best Lawyers.
Ceba.ca
CEBA.ca is firmly committed to bolstering the strength and resilience of Canadian small and medium-sized businesses (SMBs). We offer comprehensive and user-friendly information, tools, and resources that detail the intricacies of the Canada Emergency Business Account (CEBA) loan program. Whether you're exploring refinancing options for your CEBA loan, seeking in-depth insights about the CEBA initiative, or requiring effective tools to analyze and compare refinancing alternatives, we encourage you to visit ceba.ca. Our overarching aim is to equip every business owner with the knowledge they need to make optimal decisions that drive their business toward success. In the complex world of finance, we're here to simplify your journey.
Chapter Law
As legal recovery professionals, it is our duty to increase recoveries through unique methods that not only allow us to generate revenue but also encourage positive feedback and reduce complaints. We take a progressive approach to debt recoveries by leveraging automation and data to uncover client needs, understand client circumstances, and offer strategic solutions.At Chapter Law, we view data as a source of truth. Our methods in leveraging data assets not only allows us to create strategic initiatives to increase recoveries, it allows us to make more intelligent decisions for our clients. Aggregating and utilizing data allows us to dedicate the appropriate resources for effective portfolio management and offer strategic solutions. We measure our success not only through our ability to collect debt, but also the service we provide to our clients. Exceptional service can only be provided if we deliver on our promises to you. We do not see ourselves as vendors, we are partners committed to helping you achieve your goals by keeping an open dialogue on expectations, progress, enhancements, and the end result.
ChargeAfter
ChargeAfter is a market-leading platform that empowers merchants and financial institutions to provide personalized embedded financing options. Whether in-store, online, or anywhere customers shop, ChargeAfter’s flexible turnkey multi-lender platform allows businesses to easily integrate any lender. This seamless approach maximizes the potential of consumer financing, leading to increased average order value (AOV) and sales. Founded in 2017 by Meidad Sharon, ChargeAfter has emerged as a key player in the world of embedded financing. With strategic investments from industry leaders such as Citi, Synchrony Bank, Visa, and MUFG, ChargeAfter has solidified its position as a trusted partner for marquee clients. Their white-label financing platform empowers businesses to enhance customer experiences, boost approvals, and drive growth across channels.
Credit App
Credit App is a Canadian company that operates a credit application portal. Our goal is to make consumer credit better for everyone. Credit App’s focus is building a modern marketplace to connect dealerships, retailers, lenders, vendors and consumers enabling participants to access and contribute to the next generation of automotive solutions. This includes empowering pre-qualification, leveraging alternative data for automated decisioning, and enabling direct to consumer applications.
CreditBook
As a personal information agency, Creditbook puts technology at the core of its business to help micro-lenders minimize risks. We provide tools such as a real-time database of non-registered Canadian loans and efficient loan software. With our database, you can target good customers but mostly fraudsters.
Cubeler
A business ecosystem dedicated to helping SMEs reach their full potential Developed by a group of tech entrepreneurs and financial experts, Cubeler gives SMEs easy access to multiple sources of funding, the ability to advertise and promote their products and services, the ability to network with one another, and access to a variety of exclusive market intelligence reports. Best of all, Cubeler offers these services, essential to the success of any SME businesses, absolutely free of charge. As Lenders or Financial institutions in Canada, you can also join the Cubeler Hub Ecosystem, and become a selected Business Partner. Pre-register as soon as available and discover what Cubeler can offer to your business and to reach SME’s across Canada.
Cypress Hills
Cypress Hills is a private credit firm based out of Vancouver, Canada. Cypress Hills’ primary focus is a wholesale lending strategy where we Lend to other Lenders. Our facilities are secured against consumer loan receivables, business loan receivables, accounts receivables, leases, hard assets, and other types of acceptable security. Cypress Hills’ target vertical is lending to Specialty Lending Platforms in Canada, U.S., Australia, and New Zealand via private debt structures ranging in size from $2 million to $50 million.
Dabadu
Dabadu is dedicated to building a true digital end-to-end experience for customers, dealers and lenders. It gives dealerships an edge over their competitors by offering an all-in-one platform that can outperform 15+ of the most widely used applications in the market. This includes, but is not limited to lead nurturing, inventory management, all-encompassing communications, and real-time lender connectivity!
Dealertrack
Dealertrack Canada, provides web-based software solutions, integrated dealership technologies and digital solutions for automotive retail. We serve dealers, lenders, OEMs, third-party retailers, agents and aftermarket providers with its comprehensive set of solutions including Sales/F&I products; market data for dealers, lenders and OEMs; and digital document services. We provide one of the largest online credit applications in North America through our unique ability to combine dealer perspectives, technology-fueled innovations and consumer insights. Our products empower dealerships to make better choices about how to run their businesses and promote better customer vision, giving dealerships a cross-product view of each customer.
Defi Solutions
For captives, consumer finance companies, banks, credit unions – large to small, direct or indirect, collateralized or non-collateralized. Our solutions fuel the ability of lenders to decision quickly, fund faster, and optimize their servicing and back-office operations. Whether origination, servicing, or outsourced managed servicing, our solutions are designed for agility, scalability, stability, ease of implementation and integration, configurability, and compliance that lets lenders focus on their business goals.
Digital Commerce Bank
Digital Commerce Bank is a Schedule 1 Canadian Bank focused on technology and delivering robust and secure payment technologies. The Bank’s technology-driven platform provides innovative payment and banking solutions to its corporate clients, enabling businesses to offer their own financial and payment solutions. The Bank’s proprietary banking-as-a-service and payment solutions, as well as straightforward APIs, offer clients efficiency, flexibility, and convenience when it comes to integrating services directly to a business’ product. The Bank is a member of Payments Canada, and is a principle member of Interac, Visa and MasterCard.
Doormat
Doormat is a tech-first real estate law company that makes real estate transactions simple, convenient, and affordable. Our completely virtual service is powered by our in-house lawyers and an easy-to-use app, which keeps both clients and referral partners informed. Through proactive communication and responsive support, we reduce the anxiety that comes with property closings and do it all at a price point that's 25% less expensive than the average real estate lawyer.
Dye & Durham
Dye & Durham Limited serve financial institutions across Canada and Australia, providing critical technology and products that support essential front-end and back-end uses, including payments, information services, property settlements, and core banking infrastructure. Our banking technology provides critical software and services to enable the transactions that power the economy. In Canada, we support bill and tax payment processing, core banking needs and property settlements, while in Australia, we provide property settlement and essential information for loan origination purposes.
EY
Ernst & Young Global Limited, trade name EY, is a British multinational professional services partnership headquartered in London, England. EY is one of the largest professional services networks in the world. Along with Deloitte, KPMG and PwC, it is considered one of the Big Four accounting firms.
FCT
Since introducing title insurance to Canada in 1991, FCT has continued to lead the way with innovative solutions that simplify and streamline the real estate process. Today, we have expanded our offerings significantly to become leaders in property intelligence, residential and commercial solutions, residential lending solutions and asset recovery. Our diverse lines of business support partners and customers across the entire real estate lifecycle.
Fern Software
Fern Software is a banking technology company with four decades of experience delivering large and small projects across the global financial services industry. Our solutions include core banking systems, digital onboarding, loan origination, loan management, deposit management, digital transaction management with e-signatures, an AI-powered credit decision engine, mobile apps and web portals. Around 100 community lending offices and Aboriginal Financial Institutions currently use our loan management system to offer lending and business counselling services to their clients across Canada. Through our global offices in the UK, Canada, India, and Singapore, our systems have evolved to support over 300 financial institutions, processing transactions for over 2 million clients across 35 countries.
Ferrum
Ferrum provides a seamless, efficient, and completely accurate forum for lenders and borrowers to meet and transact. All aspects of the negotiation and finalization of an equipment finance transaction, including securing insurance requirements, are facilitated and documented within the platform. Ferrum is an easy-to-use and leading-edge solution that provides significant benefits to all parties who participate in a transaction.
FinWise Bank
FinWise Bank is a recognized institution that combines the efficiency of modern financial technology with the personalized service of a community bank. The bank specializes in offering fast and accessible banking solutions by leveraging advanced technologies that efficiently process and fund loans. As a leader in the fintech industry, FinWise offers extensive services under the SBA 7(a) program, which provides funding of up to $5 million for small businesses.
FIS
FIS is a Fortune 250 technology company with more than 60,000 employees serving financial institutions around the globe. Our Asset Finance team is made up of 650 fintech professionals partnering exclusively with the world’s leading auto and equipment lenders. With a true end-to-end platform complemented by AI driven insights, FIS Asset Finance automates every step of the lending journey. No constraints. Seamless upgrades. The industry’s most advanced AI. FIS is the future of auto and equipment finance.
Flinks
Flinks is a data company that empowers businesses to provide better financial services to consumers. Trusted by over 200 world-class companies, Flinks enables businesses to connect users’ bank accounts, gain financial insights into their customers and provide better risk products.
Forvis Mazars
Forvis Mazars is a leading global professional services network. The network operates under a single brand worldwide, with just two members: Forvis Mazars LLP in the United States and Forvis Mazars Group SC, an internationally integrated partnership operating in over 100 countries and territories. Both member firms share a commitment to providing an unmatched client experience, delivering audit & assurance, tax and advisory services around the world. Together, our strategic vision strives to move our clients, people, industry and communities forward.
Founders LLP
Founders LLP is a Toronto-based boutique corporate and transactional law firm formed by experienced Bay Street lawyers. We are uniquely positioned to offer top quality legal services in a flexible and efficient manner. We have significant experience acting for borrowers and lenders on a wide variety of debt financing transactions. We also regularly act for Fintechs and public and private companies on a variety of other matters and transactions, including M&A, go-public transactions, equity financings and general day-to-day commercial agreements.
FundFi
With a combined experience of 25+ years in financial services, we've learned that if we serve our clients well, success will follow. Fundfi Merchant Funding takes great pride in professionalism and integrity towards all people, including ISO partners and representatives. While there is no shortage of options in the merchant funding industry, you will see that we stand out from the rest.
FundMore.ai
FundMore.ai is an automated underwriting system that uses machine learning to streamline the pre-funding process for loans. Our platform lets you leverage customizable automation, enhance the borrower experience through analytics, reduce risk using AI, and improve your cycle times for new accounts
Gestalt
Gestalt is an out-of-the-box data warehouse specifically for lenders. They are founders, and lending veterans who have been watching lenders spend money to attempt to solve the same problem - a centralized, robust data warehouse as a single source of truth for ALL of their data coming from disparate systems. From a market perspective, Gestalt is built for start-up or early-stage lenders because, for approximately the same cost as a data engineer, the lender gets a robust data warehouse that would typically take significant money, time, and many redos to get to if ever at all. Gestalt is also great for established lenders who want to scale up their business without scaling up the back office to build and support it.
Gowling WLG
As a global, sector-focused law firm, Gowling WLG can help you navigate the complexities of establishing and conducting business in Canada. With expertise that covers a wide range of services and sectors, our team understands the distinct challenges you face - and is uniquely positioned to help you succeed.
InfoTrack
InfoTrack stands as a pioneering force in SaaS technology, dedicated to offering efficient and user-friendly solutions for all your legal matters. Our intuitive platform is crafted to simplify the process of ordering, saving, and distributing searches and related services, ensuring a swift and hassle-free experience. What sets us apart is our seamless integration with your practice management system. By harnessing InfoTrack’s suite of products, your firm can not only boost efficiency and productivity but also keep your matters progressing smoothly.
Inovatec
Since 2011, Inovatec has been leading the way with technology designed with one thing in mind: to ensure their clients have the foresight and flexibility to compete - and win - in evolving markets. Inovatec’s optimized suite of end-to-end solutions embeds best practices at each step of the loan life cycle, from application submission to loan origination and servicing. Our solutions easily connect to all third-party portals and LMS systems.
Integris Law
Our modern and nimble real estate law firm is dedicated to providing legal services to our clients across Ontario. Focusing on innovation and efficiency, we leverage the latest technology and tools to ensure our clients receive the highest level of service possible. Our team of experienced real estate lawyers and legal professionals are committed to delivering tailored solutions that meet each client's unique needs. Whether you're a buyer, seller, investor, or real estate professional, our firm is dedicated to helping you navigate the complex legal landscape of the real estate industry. With a passion for excellence and a commitment to client satisfaction, we're the real estate law firm you can count on in Ontario.
Intellifi
Intellifi evolved out of a desire to support our clients with innovative, simple, flexible, and end-to-end lending and loan solutions. Our team saw the need for a service that would help reduce execution risk and lower costs. With the shift to digital lending, our goal is simple – to give our clients a competitive edge by creating a completely scalable solution tailored to their business. We are a reliable one-stop-shop for our clients' commercial and residential lending needs in the Canadian industry.
Inverite
Inverite is one of Canada’s leading open-banking data providers with coverage for 285 Canadian Financial Institutions. We offer API access to account and transaction history for credit decisioning, risk modeling, payments, and KYC. Inverite is a leading provider of software-as-a-service (SaaS) and risk-model-as-a-service (RMaaS) solutions that empower businesses to acquire and use real-time financial data to better transact with consumers. Utilizing Inverite’s proprietary and proven artificial intelligence data-driven technology platforms, Inverite, businesses are empowered in real-time, access to a 360 financial profile that includes credit and banking data. Inverite leverages machine learning, artificial intelligence, predictive financial recommendations, risk scores and open-banking strategies to put the power of financial data into the hands of businesses and consumers, promoting more robust relationships and higher intent toward future engagements.
Kapcharge by Kapital Solutions
Kapcharge is an online payments infrastructure and money service business that provides software for accepting payments, sending payouts, and managing financial transactions. Kapcharge connects businesses with the banking and payment ecosystem using a single API, offering secure and reliable services in Canada and the US. Kapcharge's solutions include ACH Processing, EFT Payments, Interac e-Transfer, Visa Direct, Push-to-Card, and Credit Card Processing. They serve various industries, such as Consumer Finance, Mortgage Servicing, Automotive Finance, Property Management, Buy Now Pay Later, Payroll Management, Gig Platforms, Insurance, Healthcare, and E-Commerce. Kapcharge ensures fast, secure, and easy payment processing without long-term contracts. Payments are quick, data is safe, and money is available in your bank account by the next business day. That improves revenue, cash flow, and customer satisfaction and reduces fees, costs, and processing time.
Laborhack
We simplify the hiring process, offer on-the-job insurance and give the Laborhack Guarantee to ensure our clients' peace of mind. Our vision is to revolutionise the blue-collar skills industry by providing workers with predictable access to work at competitive pay leading to more secure financial futures while simplifying the process of sourcing, onboarding and managing workers for end users.
Lantern Capital
We are your dedicated partner specializing in commercial equipment financing and business lending. With expertise in both sectors, we provide tailored financing solutions to empower businesses. Whether you need equipment upgrades or business financing solutions, we ensure you get quick approvals through a vast network of partners at competitive rates.
League Data
At League Data, we help our 36 member credit unions across Atlantic Canada thrive in a digital-first world by providing leading-edge technology solutions and strategic guidance—all with a human touch. While some technology overcomplicates, we work with our credit unions to offer the most relevant and user-friendly solutions to serve today’s market demands and retain members throughout every stage of their financial lives.
LenderBidding
LenderBidding is proud to offer Canada's only online auction platform for mortgages. Our system is designed to connect borrowers requiring private mortgage funds with over 45 of the most prominent MIC's in the industry, all of whom compete to provide the most favourable mortgage terms & rates possible.
Lendsqr
Lendsqr provides a cloud-based lending-as-a-service platform that helps lenders operate more efficiently and reach borrowers effectively. We offer a comprehensive suite of tools covering the entire lending lifecycle, including origination, decisioning, disbursement, and collections. Lendsqr's platform is designed to be cost-effective, allowing lenders to launch and scale their operations quickly and affordably. The service integrates seamlessly with various payment systems and data service providers, enhancing decision-making capabilities and ensuring secure transactions. In summary, Lendsqr is a robust solution for lenders looking to automate and optimize their processes.
Levitas
Our mission is to reshape the private mortgage lending landscape by offering a comprehensive platform backed by enhanced market access, revolutionized transaction management, and precise risk assessments. We are dedicated to empowering borrowers, brokers, and lenders with innovative solutions, enabling them to thrive and foster lasting relationships built on trust and reliability.
Lexop
Lexop helps lenders remove friction from collections by providing the most intuitive self-service payment experience to their past-due customers. Their SaaS solution offers the benefits of personalized outreach at scale while affording consumers the flexibility to choose the payment scheme that best fits their situation.
Liberis
Liberis is a leading global embedded finance platform with a mission to provide small businesses with accessible and responsible finance. Liberis provides partners with the technology platform and financial solutions to offer hyper-personalised and accessible funding, empowering their small business customers to grow their revenues.
Mabrook
Mabrook is the world's first shariah-compliant asset tokenization platform built on robust blockchain technology. We aim to provide safe, efficient, and validated crowdfunding opportunities for our community members in Canada. The word 'Mabrook' is derived from the Arabic word 'Barakah' that is used as a wish for increasing blessings in terms of wealth, for protection from any financial difficulty or loss, and anticipation to continue to be blessed with gains.
Maple Loans Canada
Maple Loans Canada, www.mapleloanscanada.com owned & operated by Stop Go Networks ® Limited, offers a fast and simple online loan connection service to help borrowers all across Canada find a suitable lender based on their needs and circumstances. Maple Loans Canada partners with authorized, legitimate and reputable lenders, putting the safety of customers first.
Matera
With over 30 years of experience, Matera is a trusted provider of technology solutions for financial institutions. Matera’s Core Banking, QR Code Payment and Instant Payment solutions are used by 2 out of the top 3 global banks, 3 of the top 10 U.S. banks and 1/3rd of all banks in Brazil. With operations in both Brazil and the U.S., Matera has over 1,000 employees worldwide.
Maverix
Maverix Private Equity is a Canadian-based firm run by entrepreneurs, funded by entrepreneurs and for entrepreneurs. We are focused on investing in North American technology-enabled disruptive businesses that have the potential to be global champions. We look for businesses with a proven business model, with the potential for rapid growth and where proceeds are used for expansion to scale globally. A key sector of focus is Financial Services. Maverix aims to take a significant minority interest with an average position of US$50 million.
MegaHub
MegaHub, a Canadian financial services company, provides a comprehensive suite of lending solutions to lenders. Their offerings include mortgage financing, personal loans, and business credit lines. With competitive interest rates, flexible terms, and personalized service, MegaHub aims to empower lenders by facilitating access to capital for various needs.
Merchant Opportunities Fund
Merchant Opportunities Fund provides investors with what we see as the best opportunity for investment in the private and public markets: returns typically only accessible to institutional or accredited investors through private investments, coupled with greater liquidity options through flexible redemption rights. Merchant Opportunities Fund invests in short-term, small to mid-sized business credit and consumer loans originated by successful specialty finance companies with proven and established portfolios.
Miller Thomson LLP
Miller Thomson LLP is a national business law firm with approximately 525 lawyers across 5 provinces in Canada. The firm offers a full range of services in litigation and disputes, and provides business law expertise in mergers and acquisitions, corporate finance and securities, financial services, tax, restructuring and insolvency, trade, real estate, labour and employment as well as a host of other specialty areas. Clients rely on Miller Thomson lawyers to provide practical advice and exceptional value. Miller Thomson offices are located in Vancouver, Calgary, Edmonton, Regina, Saskatoon, London, Waterloo Region, Toronto, Vaughan and Montréal.
Multiverse Computing
Multiverse Computing is a world-leading quantum and AI software company. We develop solutions to tackle industry-critical problems today. Our key focus areas are finance, energy, and mitigating climate change. Our products’ users include Fortune 1000 companies, such as BASF, Credit-Agricole, and Leonardo.
Naehas
Naehas is the leading financial services industry cloud for exceptional customer experiences. The company delivers personalized products, pricing, offers, disclosures, and customer communications faster and more efficiently while reducing risk. By providing solutions that support enterprise functions, including product management, marketing, compliance, and operations, its clients see a 70% reduction in cycle times and a 5x increase in targeted offers.
NETSOL Technologies
NETSOL is a leading global financial technology provider to the automotive and equipment finance industries. The company’s premier origination and servicing platform, NFS Ascent is an adaptive and proven system empowering banks, captive finance companies and independents to automate and streamline credit processes, effectively manage risk, and deliver differentiated customer experiences. With a presence in eight strategically located cities worldwide, NETSOL has been proudly serving the world’s top financial services companies for over four decades.
Newgen
Newgen is the leading provider of a unified digital transformation platform with native process automation, content services, and communication management capabilities. Globally, successful enterprises rely on Newgen’s industry-recognized low-code application platform to develop and deploy complex, content-driven, and customer-engaging business applications on the cloud. From onboarding to service requests, lending to underwriting, and for many more use cases across industries. Newgen unlocks simple with speed and agility.
Norton Rose Fulbright
Norton Rose Fulbright is a global law firm that provides the world's preeminent corporations and financial institutions with a full business law service. Norton Rose Fulbright has more than 4000 lawyers and other legal staff based in more than 50 cities across Europe, the United States, Canada, Latin America, Asia, Australia, the Middle East and Africa. Recognized for their industry focus, they are strong across all the key industry sectors: financial institutions; energy; infrastructure, mining and commodities; transport; technology and innovation; and life sciences and healthcare.
Nova Credit
Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing alternative credit data. The company is a CRA that leverages its unique set of data sources, bank-grade infrastructure and compliance framework, and proprietary credit expertise to help lenders fill the gaps that exist in traditional credit analytics. Nova Credit serves as the bridge between data and credit excellence, providing a comprehensive suite of solutions designed to give lenders across various industries a competitive edge in the open finance era. Its cross-border credit product, Credit Passport®, cash flow underwriting product, Cash Atlas™, and income verification product, Income Navigator, are used by leading organizations like American Express, Verizon, HSBC, SoFi, Scotiabank, and Yardi.
One Core Media
One Core Media is a leading full-service online digital media agency and marketing consulting firm. We are an extension of your marketing team. We analyze your marketing as a whole, not just individual parts. Our team can take a deep dive into your digital marketing, social media, online lead generation, creative and conversion metrics all with the larger picture in mind: Growing your brand. We aren’t for everyone. Our team spends the time needed to analyze your strategy and develop the right solution. Its not cookie cutter. Its not out of the box. It is unique to your brand, to your team and to your customers. In the end we help you look good, get recognized and evolve into the brand and company you have the potential to be.
Only Mortgages
Only Mortgages is a privately held advisory services company specializing in non-prime mortgage lending. The company is highly experienced in product development, policy writing, risk based pricing methodology, strategy implementation, credit operations start-ups, and launching foreign companies into the Canadian market. Consulting assignments have been completed for some of Canada's premiere financial services companies including B2B Bank, MCAN, RBC and Paradigm Quest.
Opta
Opta Information Intelligence, a Verisk company, delivers Canada’s most comprehensive property intelligence and automated market value solutions nationwide. Offering streamlined services, Opta provides access to superior data and innovative property solutions, delivering more profitable underwriting results with greater accuracy and insights than ever. Opta is proud to offer the lending community national mortgage prefill solutions, automated valuation models (AVMs), and risk management tools.
Paays
Paays is a Canadian FinTech company creating integrated fraud detection, IDV, AML, and income verification solutions for today’s financial services industry. We are passionate about making the lending process easier, more accessible, and more secure, with smoother customer journeys, less fraud, and better conversion. With industry-leading fraud detection technology, Paays combines several advanced solutions into one easy-to-use platform or API. Lenders can easily verify their customers’ identity and income/employment and screen for fraud and AML.
Payfi
PayFi offers a range of financial solutions aimed primarily at easing the rental process for immigrants and international students in Canada. Our services include rent guarantees, which act as a co-signer to assure landlords of timely rent payments and pre-rent guarantees that help tenants demonstrate financial reliability and commitment upfront. Additionally, PayFi helps users build their credit history by reporting on-time rent payments to credit bureaus and rewards timely payments with points redeemable for gift cards and discounts.
Payments+Partnerships
Payments and Partnerships is a boutique consulting firm, supporting financial institutions, merchants and fintechs/paytechs across the entire payment ecosystem to enable value creation. From credit, debit, pre-paid, card issuance, and payment acceptance, to embedded finance emerging platforms – we have the experience and expertise to help our clients accelerate all aspects of payment strategies and programs.
Payroc
Payroc is a people-first global payment processing company. Its payment solutions allow their customers to accept credit cards using mobile, e-commerce, point-of-sale, or telephone/mail order. With products such as RewardPay, CashRewards, Point-of-Sale, and eCommerce, Payroc ensures their customers get smart and seamless custom business solutions.
Payson Solutions
Payson Solutions is a boutique consultancy that specializes in credit risk and lending strategies. Payson has helped dozens of companies across the globe transform their business, with a diverse client base that includes top-tier banks, credit unions, fintechs at both start-up and growth stage, collection agencies, credit bureaus, and alternative lenders. Payson provides strategic, data-driven solutions that include: Credit Risk and Lending Strategies, Embedded Finance Solutions, Customer Acquisition Strategies, Data Science & Modeling, among many other services.
Percent
Percent is a global leader in financial infrastructure solutions. Founded in 2018, the company leverages proprietary technologies, integrations, and data to bring first-of-its-kind transparency and efficiency to lenders and credit transactions. Percent's innovative ecosystem enables lenders of any size to raise the most flexible debt capital at a low cost through dynamic market pricing and standardized terms. To date, its platforms have powered more than $925 million in transaction volume in a multi-trillion-dollar lending market.
Portfolio+
Portfolio+ Inc. connects financial institutions with customers and partners using innovative technologies. Our software solutions and open banking technology are used by financial institutions in Canada and the UK. With our breakthrough +Open Banking Platform and fully documented APIs, Portfolio+ has the power to connect banks, credit unions, and lending institutions with an evolving ecosystem of financial services technology that puts everyday customers in control of their financial data. Located in the Greater Toronto Area (GTA), Portfolio+ is used by 5 of Canada's 7* largest financial institutions and is a part of Volaris Group Inc.
Posidex Insights Inc
Posidex Insights Inc. brings its award-winning deep-tech enterprise customer master data management technology offerings to the North American markets with over two decades of experience serving Fortune Global 500 customers in India and helping Banking, Financial Services, and Insurance organizations scale up their digital transformation process. Posidex’s innovative solutions based on mathematical models for entity analytics and resolution with in-memory processing, machine learning and database agnostic approach empower its clients with real-time, precise, and actionable customer insights for Customer, Vendor and Supplier Due Diligence, Fraud Detection and Prevention, Regulatory Compliance, Risk mitigation while handling the data quality challenges cost-effectively. Posidex’s primary expertise lies in equipping organizations with cutting-edge solutions designed to harness the potential of customer data and elevate customer centricity to unprecedented heights.
PowerModels
PowerModel is a platform that specializes in providing predictive modelling solutions, leveraging machine learning to help businesses make data-driven decisions. Our primary focus is enhancing the accuracy and efficiency of financial and operational forecasts, enabling businesses to anticipate market trends and customer behaviour more effectively.
Prembly
Prembly provides data solutions for KYC (Know Your Customer)/KYB (Know Your Business), background checks, AML and compliance solutions while serving side-by-side emerging and developed markets. Haven built a robust digital infrastructure for verifications that reduces identity theft for all sizes of businesses, including credit providers, Prembly operates a comprehensive product suite with which businesses can instantly perform data/document verification and biometric checks through Identitypass, and can further conduct advanced AML checks to detect/prevent fraud, also monitoring transactions through Identityradar. Through Identityform, businesses create a no-code form to instantly verify data from respondents and Background Checks by Prembly enables businesses to conduct global background checks.
Premium Services Group
Premium Services Group administers some of the industry’s most comprehensive and competitive credit insurance programs on behalf of leading Canadian Insurers. With its Head Office in London, Ontario, PSG operates across Canada, having agents in place from British Columbia to Newfoundland. The array of available insurance products includes: Life Insurance, Critical Illness Insurance, Disability Insurance and Involuntary Unemployment Insurance.
Provenir
Provenir makes risk analytics faster and simpler for lenders. Our Provenir risk analytics and decisioning Platform is a powerful orchestration hub that can listen to any channel, integrate with any data service and operationalize any analytic model. We help clients process more applications with greater efficiency and increase sales conversions with instant, real-time risk decisioning.
QuickFi
QuickFi® is a digital, B2B embedded lending and leasing platform serving banks and original equipment manufacturers (OEMs) to provide private-labeled business equipment financing at the point of sale. The self-service, 100% digital QuickFi platform costs one-third the cost of operating the legacy equipment finance business model while providing a nearly instant borrower self-service experience. QuickFi reduces costs, shortens equipment sale cycle times, and improves borrower satisfaction with transparent financing and 24/7 support.
Railz
Railz is bridging the connection between future-thinking financial institutions and their business customers’ real-time accounting data by building the largest financial data network. Railz accomplishes this through an API that connects financial institutions to all major accounting software solutions, such as QuickBooks, Xero, and Sage. Our Accounting Data-as-a-Service™ solution offers financial institutions the ability to move fast through messy data - and make sense of it all. Get real-time accounting data, syncing, and analysis at your fingertips with Railz.
Raymond James
The Raymond James Specialty Finance Investment Banking practice is actively advising companies with mergers and acquisitions and raising equity and debt capital for both public and private companies, with a focus on cross-border opportunities. RJ has 8,327 financial/investment advisors in Canada, the United States, and overseas, collectively managing US$1.09 trillion in client assets. RJ serve corporations, institutions and municipalities through significant capital markets, banking and asset management services.
REPAY
With REPAY’s integrated payment processing technology, lenders can accept payments and fund loans in real-time. REPAY’s proprietary platform enables lenders to accept credit and debit card and EFT/ACH payments anytime, anywhere via consumer-facing payment portals, including online web portals, text pay, IVR/phone pay, and mobile apps. With REPAY Instant Funding, lenders can immediately push funds directly to consumers’ debit and prepaid cards.
riskthinking.AI
Riskthinking.AI embarked on a bold mission: to develop a groundbreaking simulation engine capable of modeling the world’s largest financial institutions, the most complex corporations, and even entire countries, all to assess the impact of climate change on their futures. This engine had to be scientifically rigorous, mathematically sound, scalable, and computationally efficient evolving alongside advancements in data science and AI. It also needed to integrate the latest innovations in financial risk management
RNDpoint
RNDpoint offers streamlined, AI-enhanced software solutions for financial and lending services, focusing on efficient loan management, rapid deployment, and cost reduction. RNDpoint is a reliable provider of loan management systems perfect for commercial and retail banking use, MFIs, and alternative lenders. Enjoy the convenience of end-to-end lending automation and the power of AI decision-making and analytics.
Securcor Financial Group
Securcor provides customized securitization, receivable and structured financing programs to clients across Canada and the U.S. Securcor offers an alternative to traditional sources of lending and the opportunity for reduced financing costs. Since our inception, Securcor has originated $5.0 billion in automobile financing, equipment leases, and consumer finance contracts. The success of Securcor is built upon our experience, service excellence, innovative solutions and results.
Shufti Pro
Shufti Pro is an identity verification service provider offering AI-powered KYC, KYB, KYI and AML solutions to help global banks onboard, manage and ensure only qualified and legitimate customers are engaged. The company was founded in 2017 and has offices in the US. With its fully automated, global and highly configurable solution that can be installed in the cloud or onprem, Shufti pro has improved the digital onboarding services of banks across the World. It has launched 17 IDV solutions since its inception. With the ability to verify 1000’s of ID documents in 150+ languages, Shufti Pro is serving banks and financial services organizations in 230+ countries and territories.
Sibli
Institutional investors leverage our technology to secure an information advantage, uncover blind spots, and improve performance. The technology processes unstructured data, identifies key insights, and delivers them to portfolio managers and analysts, empowering them to make better investment decisions.
SLC Management
SLC Management is the brand name for the institutional asset management business of Sun Life Financial Inc. SLC Management has one of the largest private fixed income teams in North America, with 55 investment professionals averaging 17 years of experience. The private fixed income portfolio includes investments in project, corporate and mid-market finance, private real estate finance, and private securitization finance.
smarter.loans
Smarter Loans is a platform that connects lenders with businesses seeking funding. They offer a variety of financing options, including business loans, equity financing, and access to business grants. Their platform also supports the Canada Small Business Financing Program, a government-backed initiative that shares the risk with lenders, making it easier for small businesses to secure loans. In essence, Smarter Loans provides lenders with a diverse pool of potential borrowers and facilitates the lending process.
Spartan Services Inc.
Spartan Services Inc. was established in 2003 in response to a growing demand for transparency and accountability in the finance industry. Spartan provides portfolio servicing, tracking, reporting, and audit and compliance management services to funders and originators of securitization transactions. As a SOC2 certified company, Spartan also conducts special audit and compliance assignments for syndicated bank facilities and acts as Standby Servicer for several regulated Canadian Financial Institutions, including insurance companies, banks, and credit unions.
Synctera
Synctera’s platform gives companies of all sizes the technology infrastructure, sponsor bank connection, and compliance framework they need to launch FinTech or embedded banking products. With a single set of powerful APIs, companies are able to quickly launch and scale products such as debit cards, bank accounts, charge cards, lines of credit, and money movement. Whether you are a FinTech company or an established business wanting to embed banking into your existing product set, Synctera can help you bring your vision to life.
Syngrafii
Syngrafii’s iinked Sign™ and Video Signing Room™ (VSR) technologies are widely deployed by lenders, law firms and title transfer firms in Canada. Unlike other platforms that utilize multiple-use image and typed proxy signatures, Syngrafii is the only platform engineered to ensure identity, compliance and non-repudiation. All Syngrafii e-signatures are authentic, biometrically secured one-time use e-signatures that meet or exceed legal, governance and compliance standards across numerous jurisdictions worldwide.
Synpulse
Synpulse is a global professional services company and a valued partner of leading players in the financial services and related industries. We optimise the proximity to our clients and deep domain expertise to create sustainable value using technology as a business driver. Leveraging our strong network of over 100 ecosystem partners, we accompany our clients throughout their transformation journey – from strategy and development to implementation and management. With our tech powerhouse, Synpulse8, we collaborate with our clients to co-create digital experiences with innovative technologies and proprietary methods. Synpulse is powered by the passion and commitment of its more than 1200 employees from 21 offices who come from over 30 countries.
taq Automotive Intelligence
taq Automotive Intelligence (formerly SCI MarketView) specialize in technology and customizable solutions to enhance every digital touchpoint of the customer buying experience. As experts in automotive retail, digital marketing, leads management, and CRM, taq Automotive Intelligence provides a smarter way to sell vehicles. Committed, uncommon and relentless, taq bridges the gap from online to in-person, helping its partners gain a competitive edge in automotive sales. By building what’s needed to improve the industry and customer experience, taq Automotive Intelligence is turning automotive sales upside down.
TransUnion
TransUnion provides an accurate and comprehensive picture of each person, and steward it with care. As a result, organizations can better understand consumers in order to make more informed decisions, and consumers can be confident their data identities will result in the opportunities they deserve.
Trust Science
Trust Science provides advanced AI-powered credit scoring and decisioning solutions to lenders. Their innovative platform leverages alternative data and machine learning to offer precise credit assessments, enabling lenders to make better-informed lending decisions, reduce risk, and expand their customer base by identifying creditworthy borrowers who might be overlooked by traditional scoring methods.
Ventum Financial
Ventum is committed to being Canada’s leading independent investment firm. We embrace an entrepreneurial spirit and prioritize lifetime relationships with our clients. Our diverse group of Advisor teams, coupled with capital markets professionals, ensures that we deliver superior service and customized investment solutions. Our experienced Investment Advisors, Portfolio Managers, and Commodities Futures Advisors are driven by the singular purpose of helping clients achieve their investment, capital, or corporate objectives. Whether it is planning for retirement, income, or capital appreciation, Ventum has advisors suited to meet your unique needs.
Visa
Visa Debit and Direct payment solutions can help businesses move money to billions of endpoints worldwide via card and account rails. With fast or real-time payment capabilities you can help move money when it’s needed most. That means merchants can access cash flow daily, consumers can receive payouts to bank accounts via the cards they know and trust, and families can receive money from loved ones on the other side of the world. The businesses helping make these products and services possible can build a stronger relationship with their customers. It’s time for business as usual to get an upgrade.
VoPay
VoPay empowers lenders to offer efficient and cost effective real-time funding options while dramatically reducing NSFs and returns during payment withdrawals through next generation EFT. VoPay’s payment services can be used out of the box with no development resources or can be fully integrated into existing workflows using their developer friendly API.
Walnut Insurance
Walnut is a Canadian and US embedded #insurtech platform that enables companies to unlock the insurance opportunity under their brand in 30 days or less. Walnut is driven to make insurance purchasing experiences digital-first, simple, and convenient – creating greater accessibility across life, home, renters, auto, and embedded product lines. Walnut currently offers more than 20 types of insurance products, provided by over 20 carriers.
WiiBid
WiiBid is an online marketplace that empowers borrowers to apply, shop for, and obtain mortgages with a single, simple, and secure online application, in under 10 minutes. Its unique auction system fosters competition between over 30 lenders, creating more choices for borrowers and enabling them to get the best rates. The platform maintains privacy and security of all parties until a lender and bid is chosen.
Wowa
WOWA.ca is a personal finance encyclopedia with over 1000 guides, tools, reports, and calculators that is being used by over 6 million Canadians annually. With a wide range of financial tools and calculators, consumers can now plan for any aspect of their personal finances as well as their real estate needs. Besides the calculators and guides, Canadians can find the latest market data related to the housing market of major Canadian cities/provinces, mortgage rates, GIC rates, HELOC rates, tax rates and many more.
Forvis Mazars
Forvis Mazars is a leading global professional services network. The network operates under a single brand worldwide, with just two members: Forvis Mazars LLP in the United States and Forvis Mazars Group SC, an internationally integrated partnership operating in over 100 countries and territories. Both member firms share a commitment to providing an unmatched client experience, delivering audit & assurance, tax and advisory services around the world. Together, our strategic vision strives to move our clients, people, industry and communities forward.
EY
Ernst & Young Global Limited, trade name EY, is a British multinational professional services partnership headquartered in London, England. EY is one of the largest professional services networks in the world. Along with Deloitte, KPMG and PwC, it is considered one of the Big Four accounting firms.
Naehas
Naehas is the leading financial services industry cloud for exceptional customer experiences. The company delivers personalized products, pricing, offers, disclosures, and customer communications faster and more efficiently while reducing risk. By providing solutions that support enterprise functions, including product management, marketing, compliance, and operations, its clients see a 70% reduction in cycle times and a 5x increase in targeted offers.
Synctera
Synctera’s platform gives companies of all sizes the technology infrastructure, sponsor bank connection, and compliance framework they need to launch FinTech or embedded banking products. With a single set of powerful APIs, companies are able to quickly launch and scale products such as debit cards, bank accounts, charge cards, lines of credit, and money movement. Whether you are a FinTech company or an established business wanting to embed banking into your existing product set, Synctera can help you bring your vision to life.
League Data
At League Data, we help our 36 member credit unions across Atlantic Canada thrive in a digital-first world by providing leading-edge technology solutions and strategic guidance—all with a human touch. While some technology overcomplicates, we work with our credit unions to offer the most relevant and user-friendly solutions to serve today’s market demands and retain members throughout every stage of their financial lives.
FinWise Bank
FinWise Bank is a recognized institution that combines the efficiency of modern financial technology with the personalized service of a community bank. The bank specializes in offering fast and accessible banking solutions by leveraging advanced technologies that efficiently process and fund loans. As a leader in the fintech industry, FinWise offers extensive services under the SBA 7(a) program, which provides funding of up to $5 million for small businesses.
Newgen
Newgen is the leading provider of a unified digital transformation platform with native process automation, content services, and communication management capabilities. Globally, successful enterprises rely on Newgen’s industry-recognized low-code application platform to develop and deploy complex, content-driven, and customer-engaging business applications on the cloud. From onboarding to service requests, lending to underwriting, and for many more use cases across industries. Newgen unlocks simple with speed and agility.
Brim Financial
Brim Financial is a fully integrated platform that delivers real-time innovations for finance globally. Financial institutions, fintechs, commercial operations, and merchants looking to re-platform financial services can launch or elevate customer experience and engagement with our end-to-end comprehensive PaaS.
Balance
Balance is Canada's largest digital asset custodian. Our solution powers financial services companies such as over-the-counter trading desks, exchanges, lenders, and ATM networks. The assets are kept safe on specialized hardware and kept fully offline in geographically distributed bank-grade vaults that are access-controlled, monitored, and guarded 24/7. Warm infrastructure is available for clients who need to generate, sign, and broadcast transactions immediately on demand.
Portfolio+
Portfolio+ Inc. connects financial institutions with customers and partners using innovative technologies. Our software solutions and open banking technology are used by financial institutions in Canada and the UK. With our breakthrough +Open Banking Platform and fully documented APIs, Portfolio+ has the power to connect banks, credit unions, and lending institutions with an evolving ecosystem of financial services technology that puts everyday customers in control of their financial data. Located in the Greater Toronto Area (GTA), Portfolio+ is used by 5 of Canada's 7* largest financial institutions and is a part of Volaris Group Inc.
Digital Commerce Bank
Digital Commerce Bank is a Schedule 1 Canadian Bank focused on technology and delivering robust and secure payment technologies. The Bank’s technology-driven platform provides innovative payment and banking solutions to its corporate clients, enabling businesses to offer their own financial and payment solutions. The Bank’s proprietary banking-as-a-service and payment solutions, as well as straightforward APIs, offer clients efficiency, flexibility, and convenience when it comes to integrating services directly to a business’ product. The Bank is a member of Payments Canada, and is a principle member of Interac, Visa and MasterCard.
FIS
FIS is a Fortune 250 technology company with more than 60,000 employees serving financial institutions around the globe. Our Asset Finance team is made up of 650 fintech professionals partnering exclusively with the world’s leading auto and equipment lenders. With a true end-to-end platform complemented by AI driven insights, FIS Asset Finance automates every step of the lending journey. No constraints. Seamless upgrades. The industry’s most advanced AI. FIS is the future of auto and equipment finance.
990 Capital Management
990 Capital Management Inc. (“990 Capital”) specializes in developing securitization and structured finance strategies for issuers looking to fund growth or expansion plans, make acquisitions, or refinance existing debt. These structured debt capital solutions provide borrowers with access to a wider range of financing options than may otherwise be available through traditional banking channels and can help to optimize client’s capital structures and manage risks effectively.
Securcor Financial Group
Securcor provides customized securitization, receivable and structured financing programs to clients across Canada and the U.S. Securcor offers an alternative to traditional sources of lending and the opportunity for reduced financing costs. Since our inception, Securcor has originated $5.0 billion in automobile financing, equipment leases, and consumer finance contracts. The success of Securcor is built upon our experience, service excellence, innovative solutions and results.
Liberis
Liberis is a leading global embedded finance platform with a mission to provide small businesses with accessible and responsible finance. Liberis provides partners with the technology platform and financial solutions to offer hyper-personalised and accessible funding, empowering their small business customers to grow their revenues.
Raymond James
The Raymond James Specialty Finance Investment Banking practice is actively advising companies with mergers and acquisitions and raising equity and debt capital for both public and private companies, with a focus on cross-border opportunities. RJ has 8,327 financial/investment advisors in Canada, the United States, and overseas, collectively managing US$1.09 trillion in client assets. RJ serve corporations, institutions and municipalities through significant capital markets, banking and asset management services.
Percent
Percent is a global leader in financial infrastructure solutions. Founded in 2018, the company leverages proprietary technologies, integrations, and data to bring first-of-its-kind transparency and efficiency to lenders and credit transactions. Percent's innovative ecosystem enables lenders of any size to raise the most flexible debt capital at a low cost through dynamic market pricing and standardized terms. To date, its platforms have powered more than $925 million in transaction volume in a multi-trillion-dollar lending market.
Merchant Opportunities Fund
Merchant Opportunities Fund provides investors with what we see as the best opportunity for investment in the private and public markets: returns typically only accessible to institutional or accredited investors through private investments, coupled with greater liquidity options through flexible redemption rights. Merchant Opportunities Fund invests in short-term, small to mid-sized business credit and consumer loans originated by successful specialty finance companies with proven and established portfolios.
SLC Management
SLC Management is the brand name for the institutional asset management business of Sun Life Financial Inc. SLC Management has one of the largest private fixed income teams in North America, with 55 investment professionals averaging 17 years of experience. The private fixed income portfolio includes investments in project, corporate and mid-market finance, private real estate finance, and private securitization finance.
Ventum Financial
Ventum is committed to being Canada’s leading independent investment firm. We embrace an entrepreneurial spirit and prioritize lifetime relationships with our clients. Our diverse group of Advisor teams, coupled with capital markets professionals, ensures that we deliver superior service and customized investment solutions. Our experienced Investment Advisors, Portfolio Managers, and Commodities Futures Advisors are driven by the singular purpose of helping clients achieve their investment, capital, or corporate objectives. Whether it is planning for retirement, income, or capital appreciation, Ventum has advisors suited to meet your unique needs.
Aryza
With over 100,000 loan applications processed daily, Aryza's robust systems and industry expertise manage over $14 Billion Canadian Dollars in live lending, supporting over 300 lenders globally to offer seamless project management and integration. With a customer base spanning more than 1,250 customers in twelve countries across EMEA, North America, and Australasia, Aryza offers global flexibility and a commitment to growth and innovation. With a dedicated team of over 500 employees and a wealth of combined industry knowledge and experience exceeding an impressive 200 years, Aryza is proud to have a rich heritage of being a trusted partner for lenders and brokers worldwide, delivering award-winning automation for all aspects of loan origination.
Spartan Services Inc.
Spartan Services Inc. was established in 2003 in response to a growing demand for transparency and accountability in the finance industry. Spartan provides portfolio servicing, tracking, reporting, and audit and compliance management services to funders and originators of securitization transactions. As a SOC2 certified company, Spartan also conducts special audit and compliance assignments for syndicated bank facilities and acts as Standby Servicer for several regulated Canadian Financial Institutions, including insurance companies, banks, and credit unions.
AAREA
AAREA provides outsourced loan administration to private lenders, syndicates and private credit funds in Canada. Our comprehensive loan servicing platform includes: customer service for borrowers, payment processing, borrower and lender reporting, default management, payoffs, loan modifications, regulatory compliance and reporting.
Lexop
Lexop helps lenders remove friction from collections by providing the most intuitive self-service payment experience to their past-due customers. Their SaaS solution offers the benefits of personalized outreach at scale while affording consumers the flexibility to choose the payment scheme that best fits their situation.
Payments+Partnerships
Payments and Partnerships is a boutique consulting firm, supporting financial institutions, merchants and fintechs/paytechs across the entire payment ecosystem to enable value creation. From credit, debit, pre-paid, card issuance, and payment acceptance, to embedded finance emerging platforms – we have the experience and expertise to help our clients accelerate all aspects of payment strategies and programs.
One Core Media
One Core Media is a leading full-service online digital media agency and marketing consulting firm. We are an extension of your marketing team. We analyze your marketing as a whole, not just individual parts. Our team can take a deep dive into your digital marketing, social media, online lead generation, creative and conversion metrics all with the larger picture in mind: Growing your brand. We aren’t for everyone. Our team spends the time needed to analyze your strategy and develop the right solution. Its not cookie cutter. Its not out of the box. It is unique to your brand, to your team and to your customers. In the end we help you look good, get recognized and evolve into the brand and company you have the potential to be.
Forvis Mazars
Forvis Mazars is a leading global professional services network. The network operates under a single brand worldwide, with just two members: Forvis Mazars LLP in the United States and Forvis Mazars Group SC, an internationally integrated partnership operating in over 100 countries and territories. Both member firms share a commitment to providing an unmatched client experience, delivering audit & assurance, tax and advisory services around the world. Together, our strategic vision strives to move our clients, people, industry and communities forward.
Payson Solutions
Payson Solutions is a boutique consultancy that specializes in credit risk and lending strategies. Payson has helped dozens of companies across the globe transform their business, with a diverse client base that includes top-tier banks, credit unions, fintechs at both start-up and growth stage, collection agencies, credit bureaus, and alternative lenders. Payson provides strategic, data-driven solutions that include: Credit Risk and Lending Strategies, Embedded Finance Solutions, Customer Acquisition Strategies, Data Science & Modeling, among many other services.
EY
Ernst & Young Global Limited, trade name EY, is a British multinational professional services partnership headquartered in London, England. EY is one of the largest professional services networks in the world. Along with Deloitte, KPMG and PwC, it is considered one of the Big Four accounting firms.
Multiverse Computing
Multiverse Computing is a world-leading quantum and AI software company. We develop solutions to tackle industry-critical problems today. Our key focus areas are finance, energy, and mitigating climate change. Our products’ users include Fortune 1000 companies, such as BASF, Credit-Agricole, and Leonardo.
Synpulse
Synpulse is a global professional services company and a valued partner of leading players in the financial services and related industries. We optimise the proximity to our clients and deep domain expertise to create sustainable value using technology as a business driver. Leveraging our strong network of over 100 ecosystem partners, we accompany our clients throughout their transformation journey – from strategy and development to implementation and management. With our tech powerhouse, Synpulse8, we collaborate with our clients to co-create digital experiences with innovative technologies and proprietary methods. Synpulse is powered by the passion and commitment of its more than 1200 employees from 21 offices who come from over 30 countries.
Laborhack
We simplify the hiring process, offer on-the-job insurance and give the Laborhack Guarantee to ensure our clients' peace of mind. Our vision is to revolutionise the blue-collar skills industry by providing workers with predictable access to work at competitive pay leading to more secure financial futures while simplifying the process of sourcing, onboarding and managing workers for end users.
Only Mortgages
Only Mortgages is a privately held advisory services company specializing in non-prime mortgage lending. The company is highly experienced in product development, policy writing, risk based pricing methodology, strategy implementation, credit operations start-ups, and launching foreign companies into the Canadian market. Consulting assignments have been completed for some of Canada's premiere financial services companies including B2B Bank, MCAN, RBC and Paradigm Quest.
Bayne & Company
Established in 1987, Bayne and Company Ltd. offers a wide range of services and solutions all designed to assist your company achieve its strategic and inspired goals. Bayne and Company Ltd. works with consumer and commercial lenders looking to become more efficient, automated, and streamlined, with a better return on investment, in existing and new revenue streams.
InfoTrack
InfoTrack stands as a pioneering force in SaaS technology, dedicated to offering efficient and user-friendly solutions for all your legal matters. Our intuitive platform is crafted to simplify the process of ordering, saving, and distributing searches and related services, ensuring a swift and hassle-free experience. What sets us apart is our seamless integration with your practice management system. By harnessing InfoTrack’s suite of products, your firm can not only boost efficiency and productivity but also keep your matters progressing smoothly.
Nova Credit
Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing alternative credit data. The company is a CRA that leverages its unique set of data sources, bank-grade infrastructure and compliance framework, and proprietary credit expertise to help lenders fill the gaps that exist in traditional credit analytics. Nova Credit serves as the bridge between data and credit excellence, providing a comprehensive suite of solutions designed to give lenders across various industries a competitive edge in the open finance era. Its cross-border credit product, Credit Passport®, cash flow underwriting product, Cash Atlas™, and income verification product, Income Navigator, are used by leading organizations like American Express, Verizon, HSBC, SoFi, Scotiabank, and Yardi.
FCT
Since introducing title insurance to Canada in 1991, FCT has continued to lead the way with innovative solutions that simplify and streamline the real estate process. Today, we have expanded our offerings significantly to become leaders in property intelligence, residential and commercial solutions, residential lending solutions and asset recovery. Our diverse lines of business support partners and customers across the entire real estate lifecycle.
PowerModels
PowerModel is a platform that specializes in providing predictive modelling solutions, leveraging machine learning to help businesses make data-driven decisions. Our primary focus is enhancing the accuracy and efficiency of financial and operational forecasts, enabling businesses to anticipate market trends and customer behaviour more effectively.
Opta
Opta Information Intelligence, a Verisk company, delivers Canada’s most comprehensive property intelligence and automated market value solutions nationwide. Offering streamlined services, Opta provides access to superior data and innovative property solutions, delivering more profitable underwriting results with greater accuracy and insights than ever. Opta is proud to offer the lending community national mortgage prefill solutions, automated valuation models (AVMs), and risk management tools.
Amazon Web Services (AWS)
Amazon Web Services provides a highly reliable, scalable, low-cost infrastructure platform in the cloud that powers hundreds of thousands of businesses in 190 countries around the world. With data center locations in the U.S., Canada, Europe, Singapore, and Japan, customers across all industries are taking advantage of their low cost, elastic, open and flexible, secure platform.
Posidex Insights Inc
Posidex Insights Inc. brings its award-winning deep-tech enterprise customer master data management technology offerings to the North American markets with over two decades of experience serving Fortune Global 500 customers in India and helping Banking, Financial Services, and Insurance organizations scale up their digital transformation process. Posidex’s innovative solutions based on mathematical models for entity analytics and resolution with in-memory processing, machine learning and database agnostic approach empower its clients with real-time, precise, and actionable customer insights for Customer, Vendor and Supplier Due Diligence, Fraud Detection and Prevention, Regulatory Compliance, Risk mitigation while handling the data quality challenges cost-effectively. Posidex’s primary expertise lies in equipping organizations with cutting-edge solutions designed to harness the potential of customer data and elevate customer centricity to unprecedented heights.
Dye & Durham
Dye & Durham Limited serve financial institutions across Canada and Australia, providing critical technology and products that support essential front-end and back-end uses, including payments, information services, property settlements, and core banking infrastructure. Our banking technology provides critical software and services to enable the transactions that power the economy. In Canada, we support bill and tax payment processing, core banking needs and property settlements, while in Australia, we provide property settlement and essential information for loan origination purposes.
Gestalt
Gestalt is an out-of-the-box data warehouse specifically for lenders. They are founders, and lending veterans who have been watching lenders spend money to attempt to solve the same problem - a centralized, robust data warehouse as a single source of truth for ALL of their data coming from disparate systems. From a market perspective, Gestalt is built for start-up or early-stage lenders because, for approximately the same cost as a data engineer, the lender gets a robust data warehouse that would typically take significant money, time, and many redos to get to if ever at all. Gestalt is also great for established lenders who want to scale up their business without scaling up the back office to build and support it.
Carbonhound
Carbonhound is a fast-growing, turnkey platform that reduces the technical and fiscal barriers for small and medium-sized businesses to take climate action. We have helped over 75 organizations reduce and measure their environmental impact without hiring climate experts or paying steep consulting fees. Together, backed by the latest international standards, Carbonhound and its clients are taking decisive action against climate change.
Trust Science
Trust Science provides advanced AI-powered credit scoring and decisioning solutions to lenders. Their innovative platform leverages alternative data and machine learning to offer precise credit assessments, enabling lenders to make better-informed lending decisions, reduce risk, and expand their customer base by identifying creditworthy borrowers who might be overlooked by traditional scoring methods.
Carfax Canada
CARFAX Canada empowers millions of Canadians with insights to make better vehicle decisions. They provide integrated vehicle history and valuation data solutions that drive better decision-making and improved business results for their customers. CARFAX Canada has recently brought several lender-specific solutions to Canada based on proven results that their counterparts at CARFAX U.S. have seen with some of the largest lenders in the United States.
Arbor
Arbor's sustainability dashboard enables banks to provide their clients with a view into the environmental impacts associated with their equipment. This automated life-cycle reporting system works across all industry sectors and is tailored to match an organization's unique sustainability needs. Arbor helps banks and financial institutions by providing tools to comply with existing and new legislation, report internally and externally on environmental impacts more effectively, and enable more robust green evaluation criteria in offsetting equipment use and benchmarking overall environmental performance.
Railz
Railz is bridging the connection between future-thinking financial institutions and their business customers’ real-time accounting data by building the largest financial data network. Railz accomplishes this through an API that connects financial institutions to all major accounting software solutions, such as QuickBooks, Xero, and Sage. Our Accounting Data-as-a-Service™ solution offers financial institutions the ability to move fast through messy data - and make sense of it all. Get real-time accounting data, syncing, and analysis at your fingertips with Railz.
TransUnion
TransUnion provides an accurate and comprehensive picture of each person, and steward it with care. As a result, organizations can better understand consumers in order to make more informed decisions, and consumers can be confident their data identities will result in the opportunities they deserve.
Inverite
Inverite is one of Canada’s leading open-banking data providers with coverage for 285 Canadian Financial Institutions. We offer API access to account and transaction history for credit decisioning, risk modeling, payments, and KYC. Inverite is a leading provider of software-as-a-service (SaaS) and risk-model-as-a-service (RMaaS) solutions that empower businesses to acquire and use real-time financial data to better transact with consumers. Utilizing Inverite’s proprietary and proven artificial intelligence data-driven technology platforms, Inverite, businesses are empowered in real-time, access to a 360 financial profile that includes credit and banking data. Inverite leverages machine learning, artificial intelligence, predictive financial recommendations, risk scores and open-banking strategies to put the power of financial data into the hands of businesses and consumers, promoting more robust relationships and higher intent toward future engagements.
Flinks
Flinks is a data company that empowers businesses to provide better financial services to consumers. Trusted by over 200 world-class companies, Flinks enables businesses to connect users’ bank accounts, gain financial insights into their customers and provide better risk products.
Prembly
Prembly provides data solutions for KYC (Know Your Customer)/KYB (Know Your Business), background checks, AML and compliance solutions while serving side-by-side emerging and developed markets. Haven built a robust digital infrastructure for verifications that reduces identity theft for all sizes of businesses, including credit providers, Prembly operates a comprehensive product suite with which businesses can instantly perform data/document verification and biometric checks through Identitypass, and can further conduct advanced AML checks to detect/prevent fraud, also monitoring transactions through Identityradar. Through Identityform, businesses create a no-code form to instantly verify data from respondents and Background Checks by Prembly enables businesses to conduct global background checks.
Posidex Insights Inc
Posidex Insights Inc. brings its award-winning deep-tech enterprise customer master data management technology offerings to the North American markets with over two decades of experience serving Fortune Global 500 customers in India and helping Banking, Financial Services, and Insurance organizations scale up their digital transformation process. Posidex’s innovative solutions based on mathematical models for entity analytics and resolution with in-memory processing, machine learning and database agnostic approach empower its clients with real-time, precise, and actionable customer insights for Customer, Vendor and Supplier Due Diligence, Fraud Detection and Prevention, Regulatory Compliance, Risk mitigation while handling the data quality challenges cost-effectively. Posidex’s primary expertise lies in equipping organizations with cutting-edge solutions designed to harness the potential of customer data and elevate customer centricity to unprecedented heights.
Shufti Pro
Shufti Pro is an identity verification service provider offering AI-powered KYC, KYB, KYI and AML solutions to help global banks onboard, manage and ensure only qualified and legitimate customers are engaged. The company was founded in 2017 and has offices in the US. With its fully automated, global and highly configurable solution that can be installed in the cloud or onprem, Shufti pro has improved the digital onboarding services of banks across the World. It has launched 17 IDV solutions since its inception. With the ability to verify 1000’s of ID documents in 150+ languages, Shufti Pro is serving banks and financial services organizations in 230+ countries and territories.
Syngrafii
Syngrafii’s iinked Sign™ and Video Signing Room™ (VSR) technologies are widely deployed by lenders, law firms and title transfer firms in Canada. Unlike other platforms that utilize multiple-use image and typed proxy signatures, Syngrafii is the only platform engineered to ensure identity, compliance and non-repudiation. All Syngrafii e-signatures are authentic, biometrically secured one-time use e-signatures that meet or exceed legal, governance and compliance standards across numerous jurisdictions worldwide.
Paays
Paays is a Canadian FinTech company creating integrated fraud detection, IDV, AML, and income verification solutions for today’s financial services industry. We are passionate about making the lending process easier, more accessible, and more secure, with smoother customer journeys, less fraud, and better conversion. With industry-leading fraud detection technology, Paays combines several advanced solutions into one easy-to-use platform or API. Lenders can easily verify their customers’ identity and income/employment and screen for fraud and AML.
TransUnion
TransUnion provides an accurate and comprehensive picture of each person, and steward it with care. As a result, organizations can better understand consumers in order to make more informed decisions, and consumers can be confident their data identities will result in the opportunities they deserve.
CreditBook
As a personal information agency, Creditbook puts technology at the core of its business to help micro-lenders minimize risks. We provide tools such as a real-time database of non-registered Canadian loans and efficient loan software. With our database, you can target good customers but mostly fraudsters.
FCT
Since introducing title insurance to Canada in 1991, FCT has continued to lead the way with innovative solutions that simplify and streamline the real estate process. Today, we have expanded our offerings significantly to become leaders in property intelligence, residential and commercial solutions, residential lending solutions and asset recovery. Our diverse lines of business support partners and customers across the entire real estate lifecycle.
Walnut Insurance
Walnut is a Canadian and US embedded #insurtech platform that enables companies to unlock the insurance opportunity under their brand in 30 days or less. Walnut is driven to make insurance purchasing experiences digital-first, simple, and convenient – creating greater accessibility across life, home, renters, auto, and embedded product lines. Walnut currently offers more than 20 types of insurance products, provided by over 20 carriers.
Premium Services Group
Premium Services Group administers some of the industry’s most comprehensive and competitive credit insurance programs on behalf of leading Canadian Insurers. With its Head Office in London, Ontario, PSG operates across Canada, having agents in place from British Columbia to Newfoundland. The array of available insurance products includes: Life Insurance, Critical Illness Insurance, Disability Insurance and Involuntary Unemployment Insurance.
BLG
As Canada’s largest full-service law firm, Borden Ladner Gervais LLP (BLG) delivers comprehensive legal solutions and an exceptional client experience for domestic and international clients across more practice areas and industry sectors than any other Canadian firm. With a multidisciplinary team of lawyers and other professionals, BLG serves the legal needs of clients, providing comprehensive legal solutions and an exceptional client experience. With five offices in Canada’s largest city centres—Vancouver, Calgary, Toronto, Ottawa and Montreal—BLG offers clients an established national presence and a global reach through BLG’s international network.
Miller Thomson LLP
Miller Thomson LLP is a national business law firm with approximately 525 lawyers across 5 provinces in Canada. The firm offers a full range of services in litigation and disputes, and provides business law expertise in mergers and acquisitions, corporate finance and securities, financial services, tax, restructuring and insolvency, trade, real estate, labour and employment as well as a host of other specialty areas. Clients rely on Miller Thomson lawyers to provide practical advice and exceptional value. Miller Thomson offices are located in Vancouver, Calgary, Edmonton, Regina, Saskatoon, London, Waterloo Region, Toronto, Vaughan and Montréal.
Doormat
Doormat is a tech-first real estate law company that makes real estate transactions simple, convenient, and affordable. Our completely virtual service is powered by our in-house lawyers and an easy-to-use app, which keeps both clients and referral partners informed. Through proactive communication and responsive support, we reduce the anxiety that comes with property closings and do it all at a price point that's 25% less expensive than the average real estate lawyer.
Integris Law
Our modern and nimble real estate law firm is dedicated to providing legal services to our clients across Ontario. Focusing on innovation and efficiency, we leverage the latest technology and tools to ensure our clients receive the highest level of service possible. Our team of experienced real estate lawyers and legal professionals are committed to delivering tailored solutions that meet each client's unique needs. Whether you're a buyer, seller, investor, or real estate professional, our firm is dedicated to helping you navigate the complex legal landscape of the real estate industry. With a passion for excellence and a commitment to client satisfaction, we're the real estate law firm you can count on in Ontario.
Gowling WLG
As a global, sector-focused law firm, Gowling WLG can help you navigate the complexities of establishing and conducting business in Canada. With expertise that covers a wide range of services and sectors, our team understands the distinct challenges you face - and is uniquely positioned to help you succeed.
Chapter Law
As legal recovery professionals, it is our duty to increase recoveries through unique methods that not only allow us to generate revenue but also encourage positive feedback and reduce complaints. We take a progressive approach to debt recoveries by leveraging automation and data to uncover client needs, understand client circumstances, and offer strategic solutions.At Chapter Law, we view data as a source of truth. Our methods in leveraging data assets not only allows us to create strategic initiatives to increase recoveries, it allows us to make more intelligent decisions for our clients. Aggregating and utilizing data allows us to dedicate the appropriate resources for effective portfolio management and offer strategic solutions. We measure our success not only through our ability to collect debt, but also the service we provide to our clients. Exceptional service can only be provided if we deliver on our promises to you. We do not see ourselves as vendors, we are partners committed to helping you achieve your goals by keeping an open dialogue on expectations, progress, enhancements, and the end result.
Axess Law
At Axess Law, our number one priority is WOW customer service. With locations across Ontario and a team of over 75 people, Axess Law has been providing real estate legal services to lenders, mortgage brokers, and homeowners for over 10 years. We have a growing percentage of Canadians struggling to access the simple real estate legal services they need. Non-transparent pricing, inconvenient working hours, and inaccessible locations led us to create Axess Law. To address these common pain points, we offer 24/7 access to our real estate legal services across Ontario, a price match and price guarantee, virtual and mobile signing, and a web-based portal available to our clients and partners to track key milestones.
Founders LLP
Founders LLP is a Toronto-based boutique corporate and transactional law firm formed by experienced Bay Street lawyers. We are uniquely positioned to offer top quality legal services in a flexible and efficient manner. We have significant experience acting for borrowers and lenders on a wide variety of debt financing transactions. We also regularly act for Fintechs and public and private companies on a variety of other matters and transactions, including M&A, go-public transactions, equity financings and general day-to-day commercial agreements.
Norton Rose Fulbright
Norton Rose Fulbright is a global law firm that provides the world's preeminent corporations and financial institutions with a full business law service. Norton Rose Fulbright has more than 4000 lawyers and other legal staff based in more than 50 cities across Europe, the United States, Canada, Latin America, Asia, Australia, the Middle East and Africa. Recognized for their industry focus, they are strong across all the key industry sectors: financial institutions; energy; infrastructure, mining and commodities; transport; technology and innovation; and life sciences and healthcare.
Cassels
Cassels offers one of the largest business law practices in Canada, advising clients from start-ups to multi-national organizations – across the street and around the world – and we are consistently cited as market leaders by such authorities as Chambers, Lexpert, and Best Lawyers.
Lantern Capital
We are your dedicated partner specializing in commercial equipment financing and business lending. With expertise in both sectors, we provide tailored financing solutions to empower businesses. Whether you need equipment upgrades or business financing solutions, we ensure you get quick approvals through a vast network of partners at competitive rates.
Wowa
WOWA.ca is a personal finance encyclopedia with over 1000 guides, tools, reports, and calculators that is being used by over 6 million Canadians annually. With a wide range of financial tools and calculators, consumers can now plan for any aspect of their personal finances as well as their real estate needs. Besides the calculators and guides, Canadians can find the latest market data related to the housing market of major Canadian cities/provinces, mortgage rates, GIC rates, HELOC rates, tax rates and many more.
MegaHub
MegaHub, a Canadian financial services company, provides a comprehensive suite of lending solutions to lenders. Their offerings include mortgage financing, personal loans, and business credit lines. With competitive interest rates, flexible terms, and personalized service, MegaHub aims to empower lenders by facilitating access to capital for various needs.
Levitas
Our mission is to reshape the private mortgage lending landscape by offering a comprehensive platform backed by enhanced market access, revolutionized transaction management, and precise risk assessments. We are dedicated to empowering borrowers, brokers, and lenders with innovative solutions, enabling them to thrive and foster lasting relationships built on trust and reliability.
LenderBidding
LenderBidding is proud to offer Canada's only online auction platform for mortgages. Our system is designed to connect borrowers requiring private mortgage funds with over 45 of the most prominent MIC's in the industry, all of whom compete to provide the most favourable mortgage terms & rates possible.
Ferrum
Ferrum provides a seamless, efficient, and completely accurate forum for lenders and borrowers to meet and transact. All aspects of the negotiation and finalization of an equipment finance transaction, including securing insurance requirements, are facilitated and documented within the platform. Ferrum is an easy-to-use and leading-edge solution that provides significant benefits to all parties who participate in a transaction.
Mabrook
Mabrook is the world's first shariah-compliant asset tokenization platform built on robust blockchain technology. We aim to provide safe, efficient, and validated crowdfunding opportunities for our community members in Canada. The word 'Mabrook' is derived from the Arabic word 'Barakah' that is used as a wish for increasing blessings in terms of wealth, for protection from any financial difficulty or loss, and anticipation to continue to be blessed with gains.
Ceba.ca
CEBA.ca is firmly committed to bolstering the strength and resilience of Canadian small and medium-sized businesses (SMBs). We offer comprehensive and user-friendly information, tools, and resources that detail the intricacies of the Canada Emergency Business Account (CEBA) loan program. Whether you're exploring refinancing options for your CEBA loan, seeking in-depth insights about the CEBA initiative, or requiring effective tools to analyze and compare refinancing alternatives, we encourage you to visit ceba.ca. Our overarching aim is to equip every business owner with the knowledge they need to make optimal decisions that drive their business toward success. In the complex world of finance, we're here to simplify your journey.
WiiBid
WiiBid is an online marketplace that empowers borrowers to apply, shop for, and obtain mortgages with a single, simple, and secure online application, in under 10 minutes. Its unique auction system fosters competition between over 30 lenders, creating more choices for borrowers and enabling them to get the best rates. The platform maintains privacy and security of all parties until a lender and bid is chosen.
Maple Loans Canada
Maple Loans Canada, www.mapleloanscanada.com owned & operated by Stop Go Networks ® Limited, offers a fast and simple online loan connection service to help borrowers all across Canada find a suitable lender based on their needs and circumstances. Maple Loans Canada partners with authorized, legitimate and reputable lenders, putting the safety of customers first.
Cubeler
A business ecosystem dedicated to helping SMEs reach their full potential Developed by a group of tech entrepreneurs and financial experts, Cubeler gives SMEs easy access to multiple sources of funding, the ability to advertise and promote their products and services, the ability to network with one another, and access to a variety of exclusive market intelligence reports. Best of all, Cubeler offers these services, essential to the success of any SME businesses, absolutely free of charge. As Lenders or Financial institutions in Canada, you can also join the Cubeler Hub Ecosystem, and become a selected Business Partner. Pre-register as soon as available and discover what Cubeler can offer to your business and to reach SME’s across Canada.
smarter.loans
Smarter Loans is a platform that connects lenders with businesses seeking funding. They offer a variety of financing options, including business loans, equity financing, and access to business grants. Their platform also supports the Canada Small Business Financing Program, a government-backed initiative that shares the risk with lenders, making it easier for small businesses to secure loans. In essence, Smarter Loans provides lenders with a diverse pool of potential borrowers and facilitates the lending process.
Matera
With over 30 years of experience, Matera is a trusted provider of technology solutions for financial institutions. Matera’s Core Banking, QR Code Payment and Instant Payment solutions are used by 2 out of the top 3 global banks, 3 of the top 10 U.S. banks and 1/3rd of all banks in Brazil. With operations in both Brazil and the U.S., Matera has over 1,000 employees worldwide.
ChargeAfter
ChargeAfter is a market-leading platform that empowers merchants and financial institutions to provide personalized embedded financing options. Whether in-store, online, or anywhere customers shop, ChargeAfter’s flexible turnkey multi-lender platform allows businesses to easily integrate any lender. This seamless approach maximizes the potential of consumer financing, leading to increased average order value (AOV) and sales. Founded in 2017 by Meidad Sharon, ChargeAfter has emerged as a key player in the world of embedded financing. With strategic investments from industry leaders such as Citi, Synchrony Bank, Visa, and MUFG, ChargeAfter has solidified its position as a trusted partner for marquee clients. Their white-label financing platform empowers businesses to enhance customer experiences, boost approvals, and drive growth across channels.
Defi Solutions
For captives, consumer finance companies, banks, credit unions – large to small, direct or indirect, collateralized or non-collateralized. Our solutions fuel the ability of lenders to decision quickly, fund faster, and optimize their servicing and back-office operations. Whether origination, servicing, or outsourced managed servicing, our solutions are designed for agility, scalability, stability, ease of implementation and integration, configurability, and compliance that lets lenders focus on their business goals.
Dealertrack
Dealertrack Canada, provides web-based software solutions, integrated dealership technologies and digital solutions for automotive retail. We serve dealers, lenders, OEMs, third-party retailers, agents and aftermarket providers with its comprehensive set of solutions including Sales/F&I products; market data for dealers, lenders and OEMs; and digital document services. We provide one of the largest online credit applications in North America through our unique ability to combine dealer perspectives, technology-fueled innovations and consumer insights. Our products empower dealerships to make better choices about how to run their businesses and promote better customer vision, giving dealerships a cross-product view of each customer.
Levitas
Our mission is to reshape the private mortgage lending landscape by offering a comprehensive platform backed by enhanced market access, revolutionized transaction management, and precise risk assessments. We are dedicated to empowering borrowers, brokers, and lenders with innovative solutions, enabling them to thrive and foster lasting relationships built on trust and reliability.
Ferrum
Ferrum provides a seamless, efficient, and completely accurate forum for lenders and borrowers to meet and transact. All aspects of the negotiation and finalization of an equipment finance transaction, including securing insurance requirements, are facilitated and documented within the platform. Ferrum is an easy-to-use and leading-edge solution that provides significant benefits to all parties who participate in a transaction.
Lendsqr
Lendsqr provides a cloud-based lending-as-a-service platform that helps lenders operate more efficiently and reach borrowers effectively. We offer a comprehensive suite of tools covering the entire lending lifecycle, including origination, decisioning, disbursement, and collections. Lendsqr's platform is designed to be cost-effective, allowing lenders to launch and scale their operations quickly and affordably. The service integrates seamlessly with various payment systems and data service providers, enhancing decision-making capabilities and ensuring secure transactions. In summary, Lendsqr is a robust solution for lenders looking to automate and optimize their processes.
Intellifi
Intellifi evolved out of a desire to support our clients with innovative, simple, flexible, and end-to-end lending and loan solutions. Our team saw the need for a service that would help reduce execution risk and lower costs. With the shift to digital lending, our goal is simple – to give our clients a competitive edge by creating a completely scalable solution tailored to their business. We are a reliable one-stop-shop for our clients' commercial and residential lending needs in the Canadian industry.
Aryza
With over 100,000 loan applications processed daily, Aryza's robust systems and industry expertise manage over $14 Billion Canadian Dollars in live lending, supporting over 300 lenders globally to offer seamless project management and integration. With a customer base spanning more than 1,250 customers in twelve countries across EMEA, North America, and Australasia, Aryza offers global flexibility and a commitment to growth and innovation. With a dedicated team of over 500 employees and a wealth of combined industry knowledge and experience exceeding an impressive 200 years, Aryza is proud to have a rich heritage of being a trusted partner for lenders and brokers worldwide, delivering award-winning automation for all aspects of loan origination.
QuickFi
QuickFi® is a digital, B2B embedded lending and leasing platform serving banks and original equipment manufacturers (OEMs) to provide private-labeled business equipment financing at the point of sale. The self-service, 100% digital QuickFi platform costs one-third the cost of operating the legacy equipment finance business model while providing a nearly instant borrower self-service experience. QuickFi reduces costs, shortens equipment sale cycle times, and improves borrower satisfaction with transparent financing and 24/7 support.
Credit App
Credit App is a Canadian company that operates a credit application portal. Our goal is to make consumer credit better for everyone. Credit App’s focus is building a modern marketplace to connect dealerships, retailers, lenders, vendors and consumers enabling participants to access and contribute to the next generation of automotive solutions. This includes empowering pre-qualification, leveraging alternative data for automated decisioning, and enabling direct to consumer applications.
Applied AI
Advanced intelligence where you need it most! If you are a lender who is looking to grow your business while operating more efficiently, then we have the solution for you. We are a Canadian software development company that can provide you with modern technology tools based on a Military grade secure platform. Applied LMS uses advanced intelligence from hundreds of data points. Automation can take away the guessing and minimize operation costs and delinquency. Faster approvals, faster disbursements, faster profit growth.
Newgen
Newgen is the leading provider of a unified digital transformation platform with native process automation, content services, and communication management capabilities. Globally, successful enterprises rely on Newgen’s industry-recognized low-code application platform to develop and deploy complex, content-driven, and customer-engaging business applications on the cloud. From onboarding to service requests, lending to underwriting, and for many more use cases across industries. Newgen unlocks simple with speed and agility.
Portfolio+
Portfolio+ Inc. connects financial institutions with customers and partners using innovative technologies. Our software solutions and open banking technology are used by financial institutions in Canada and the UK. With our breakthrough +Open Banking Platform and fully documented APIs, Portfolio+ has the power to connect banks, credit unions, and lending institutions with an evolving ecosystem of financial services technology that puts everyday customers in control of their financial data. Located in the Greater Toronto Area (GTA), Portfolio+ is used by 5 of Canada's 7* largest financial institutions and is a part of Volaris Group Inc.
Dabadu
Dabadu is dedicated to building a true digital end-to-end experience for customers, dealers and lenders. It gives dealerships an edge over their competitors by offering an all-in-one platform that can outperform 15+ of the most widely used applications in the market. This includes, but is not limited to lead nurturing, inventory management, all-encompassing communications, and real-time lender connectivity!
taq Automotive Intelligence
taq Automotive Intelligence (formerly SCI MarketView) specialize in technology and customizable solutions to enhance every digital touchpoint of the customer buying experience. As experts in automotive retail, digital marketing, leads management, and CRM, taq Automotive Intelligence provides a smarter way to sell vehicles. Committed, uncommon and relentless, taq bridges the gap from online to in-person, helping its partners gain a competitive edge in automotive sales. By building what’s needed to improve the industry and customer experience, taq Automotive Intelligence is turning automotive sales upside down.
Inovatec
Since 2011, Inovatec has been leading the way with technology designed with one thing in mind: to ensure their clients have the foresight and flexibility to compete - and win - in evolving markets. Inovatec’s optimized suite of end-to-end solutions embeds best practices at each step of the loan life cycle, from application submission to loan origination and servicing. Our solutions easily connect to all third-party portals and LMS systems.
RNDpoint
RNDpoint offers streamlined, AI-enhanced software solutions for financial and lending services, focusing on efficient loan management, rapid deployment, and cost reduction. RNDpoint is a reliable provider of loan management systems perfect for commercial and retail banking use, MFIs, and alternative lenders. Enjoy the convenience of end-to-end lending automation and the power of AI decision-making and analytics.
NETSOL Technologies
NETSOL is a leading global financial technology provider to the automotive and equipment finance industries. The company’s premier origination and servicing platform, NFS Ascent is an adaptive and proven system empowering banks, captive finance companies and independents to automate and streamline credit processes, effectively manage risk, and deliver differentiated customer experiences. With a presence in eight strategically located cities worldwide, NETSOL has been proudly serving the world’s top financial services companies for over four decades.
Fern Software
Fern Software is a banking technology company with four decades of experience delivering large and small projects across the global financial services industry. Our solutions include core banking systems, digital onboarding, loan origination, loan management, deposit management, digital transaction management with e-signatures, an AI-powered credit decision engine, mobile apps and web portals. Around 100 community lending offices and Aboriginal Financial Institutions currently use our loan management system to offer lending and business counselling services to their clients across Canada. Through our global offices in the UK, Canada, India, and Singapore, our systems have evolved to support over 300 financial institutions, processing transactions for over 2 million clients across 35 countries.
FIS
FIS is a Fortune 250 technology company with more than 60,000 employees serving financial institutions around the globe. Our Asset Finance team is made up of 650 fintech professionals partnering exclusively with the world’s leading auto and equipment lenders. With a true end-to-end platform complemented by AI driven insights, FIS Asset Finance automates every step of the lending journey. No constraints. Seamless upgrades. The industry’s most advanced AI. FIS is the future of auto and equipment finance.
Provenir
Provenir makes risk analytics faster and simpler for lenders. Our Provenir risk analytics and decisioning Platform is a powerful orchestration hub that can listen to any channel, integrate with any data service and operationalize any analytic model. We help clients process more applications with greater efficiency and increase sales conversions with instant, real-time risk decisioning.
CreditBook
As a personal information agency, Creditbook puts technology at the core of its business to help micro-lenders minimize risks. We provide tools such as a real-time database of non-registered Canadian loans and efficient loan software. With our database, you can target good customers but mostly fraudsters.
FundMore.ai
FundMore.ai is an automated underwriting system that uses machine learning to streamline the pre-funding process for loans. Our platform lets you leverage customizable automation, enhance the borrower experience through analytics, reduce risk using AI, and improve your cycle times for new accounts
Synctera
Synctera’s platform gives companies of all sizes the technology infrastructure, sponsor bank connection, and compliance framework they need to launch FinTech or embedded banking products. With a single set of powerful APIs, companies are able to quickly launch and scale products such as debit cards, bank accounts, charge cards, lines of credit, and money movement. Whether you are a FinTech company or an established business wanting to embed banking into your existing product set, Synctera can help you bring your vision to life.
Payfi
PayFi offers a range of financial solutions aimed primarily at easing the rental process for immigrants and international students in Canada. Our services include rent guarantees, which act as a co-signer to assure landlords of timely rent payments and pre-rent guarantees that help tenants demonstrate financial reliability and commitment upfront. Additionally, PayFi helps users build their credit history by reporting on-time rent payments to credit bureaus and rewards timely payments with points redeemable for gift cards and discounts.
Dye & Durham
Dye & Durham Limited serve financial institutions across Canada and Australia, providing critical technology and products that support essential front-end and back-end uses, including payments, information services, property settlements, and core banking infrastructure. Our banking technology provides critical software and services to enable the transactions that power the economy. In Canada, we support bill and tax payment processing, core banking needs and property settlements, while in Australia, we provide property settlement and essential information for loan origination purposes.
Visa
Visa Debit and Direct payment solutions can help businesses move money to billions of endpoints worldwide via card and account rails. With fast or real-time payment capabilities you can help move money when it’s needed most. That means merchants can access cash flow daily, consumers can receive payouts to bank accounts via the cards they know and trust, and families can receive money from loved ones on the other side of the world. The businesses helping make these products and services possible can build a stronger relationship with their customers. It’s time for business as usual to get an upgrade.
Kapcharge by Kapital Solutions
Kapcharge is an online payments infrastructure and money service business that provides software for accepting payments, sending payouts, and managing financial transactions. Kapcharge connects businesses with the banking and payment ecosystem using a single API, offering secure and reliable services in Canada and the US. Kapcharge's solutions include ACH Processing, EFT Payments, Interac e-Transfer, Visa Direct, Push-to-Card, and Credit Card Processing. They serve various industries, such as Consumer Finance, Mortgage Servicing, Automotive Finance, Property Management, Buy Now Pay Later, Payroll Management, Gig Platforms, Insurance, Healthcare, and E-Commerce. Kapcharge ensures fast, secure, and easy payment processing without long-term contracts. Payments are quick, data is safe, and money is available in your bank account by the next business day. That improves revenue, cash flow, and customer satisfaction and reduces fees, costs, and processing time.
Digital Commerce Bank
Digital Commerce Bank is a Schedule 1 Canadian Bank focused on technology and delivering robust and secure payment technologies. The Bank’s technology-driven platform provides innovative payment and banking solutions to its corporate clients, enabling businesses to offer their own financial and payment solutions. The Bank’s proprietary banking-as-a-service and payment solutions, as well as straightforward APIs, offer clients efficiency, flexibility, and convenience when it comes to integrating services directly to a business’ product. The Bank is a member of Payments Canada, and is a principle member of Interac, Visa and MasterCard.
Payroc
Payroc is a people-first global payment processing company. Its payment solutions allow their customers to accept credit cards using mobile, e-commerce, point-of-sale, or telephone/mail order. With products such as RewardPay, CashRewards, Point-of-Sale, and eCommerce, Payroc ensures their customers get smart and seamless custom business solutions.
FIS
FIS is a Fortune 250 technology company with more than 60,000 employees serving financial institutions around the globe. Our Asset Finance team is made up of 650 fintech professionals partnering exclusively with the world’s leading auto and equipment lenders. With a true end-to-end platform complemented by AI driven insights, FIS Asset Finance automates every step of the lending journey. No constraints. Seamless upgrades. The industry’s most advanced AI. FIS is the future of auto and equipment finance.
REPAY
With REPAY’s integrated payment processing technology, lenders can accept payments and fund loans in real-time. REPAY’s proprietary platform enables lenders to accept credit and debit card and EFT/ACH payments anytime, anywhere via consumer-facing payment portals, including online web portals, text pay, IVR/phone pay, and mobile apps. With REPAY Instant Funding, lenders can immediately push funds directly to consumers’ debit and prepaid cards.
Flinks
Flinks is a data company that empowers businesses to provide better financial services to consumers. Trusted by over 200 world-class companies, Flinks enables businesses to connect users’ bank accounts, gain financial insights into their customers and provide better risk products.
VoPay
VoPay empowers lenders to offer efficient and cost effective real-time funding options while dramatically reducing NSFs and returns during payment withdrawals through next generation EFT. VoPay’s payment services can be used out of the box with no development resources or can be fully integrated into existing workflows using their developer friendly API.
riskthinking.AI
Riskthinking.AI embarked on a bold mission: to develop a groundbreaking simulation engine capable of modeling the world’s largest financial institutions, the most complex corporations, and even entire countries, all to assess the impact of climate change on their futures. This engine had to be scientifically rigorous, mathematically sound, scalable, and computationally efficient evolving alongside advancements in data science and AI. It also needed to integrate the latest innovations in financial risk management
Trust Science
Trust Science provides advanced AI-powered credit scoring and decisioning solutions to lenders. Their innovative platform leverages alternative data and machine learning to offer precise credit assessments, enabling lenders to make better-informed lending decisions, reduce risk, and expand their customer base by identifying creditworthy borrowers who might be overlooked by traditional scoring methods.
Portfolio+
Portfolio+ Inc. connects financial institutions with customers and partners using innovative technologies. Our software solutions and open banking technology are used by financial institutions in Canada and the UK. With our breakthrough +Open Banking Platform and fully documented APIs, Portfolio+ has the power to connect banks, credit unions, and lending institutions with an evolving ecosystem of financial services technology that puts everyday customers in control of their financial data. Located in the Greater Toronto Area (GTA), Portfolio+ is used by 5 of Canada's 7* largest financial institutions and is a part of Volaris Group Inc.
TransUnion
TransUnion provides an accurate and comprehensive picture of each person, and steward it with care. As a result, organizations can better understand consumers in order to make more informed decisions, and consumers can be confident their data identities will result in the opportunities they deserve.
Inverite
Inverite is one of Canada’s leading open-banking data providers with coverage for 285 Canadian Financial Institutions. We offer API access to account and transaction history for credit decisioning, risk modeling, payments, and KYC. Inverite is a leading provider of software-as-a-service (SaaS) and risk-model-as-a-service (RMaaS) solutions that empower businesses to acquire and use real-time financial data to better transact with consumers. Utilizing Inverite’s proprietary and proven artificial intelligence data-driven technology platforms, Inverite, businesses are empowered in real-time, access to a 360 financial profile that includes credit and banking data. Inverite leverages machine learning, artificial intelligence, predictive financial recommendations, risk scores and open-banking strategies to put the power of financial data into the hands of businesses and consumers, promoting more robust relationships and higher intent toward future engagements.
Provenir
Provenir makes risk analytics faster and simpler for lenders. Our Provenir risk analytics and decisioning Platform is a powerful orchestration hub that can listen to any channel, integrate with any data service and operationalize any analytic model. We help clients process more applications with greater efficiency and increase sales conversions with instant, real-time risk decisioning.
Flinks
Flinks is a data company that empowers businesses to provide better financial services to consumers. Trusted by over 200 world-class companies, Flinks enables businesses to connect users’ bank accounts, gain financial insights into their customers and provide better risk products.
Apex Innovative
Apex Innovative Investments Ventures, an affiliated multi-venture capital firm of Apex Innovative Ventures (VCC), surpasses conventional practices by providing entrepreneurs with the support of a global ecosystem. The Apex VC fund is available for amounts up to 25 million.
Maverix
Maverix Private Equity is a Canadian-based firm run by entrepreneurs, funded by entrepreneurs and for entrepreneurs. We are focused on investing in North American technology-enabled disruptive businesses that have the potential to be global champions. We look for businesses with a proven business model, with the potential for rapid growth and where proceeds are used for expansion to scale globally. A key sector of focus is Financial Services. Maverix aims to take a significant minority interest with an average position of US$50 million.
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